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Insurance Claim Denials

October 11th, 2009

Today I am flying the South Carolina Flag. I fly this flag when politics are “relatively quiet.”   As we discuss health care … we need to look at FACTS not as they “will be” but as they “are.”

Relatively Quiet

Relatively Quiet

Claim Denial is not Unusual. I’m sure that many denials are legitimate from the 47% of non-contributors, (CNN Money -47% will pay no income tax),  in this country that want something for free. But those people would be scattered across the range of insurers.  Taking that out of the formula, here is the latest “claim rejection” data for insurers:

Table from Newsbusters

Table from Newsbusters

Notice the “Medicare” line. In 2008, the highest denial rate of all the insurers.  Is this a factual (data-proven) glimpse at the future?  How else could one explain figures like this?

Bottom Line:


Its Getting too close, folks!

Its Getting too close, folks!

Why Debate? The Data Proves the Point! Why is there any doubt that a “government takeover of the health care system” would be good for the people who need the system?  If you have doubts, look at the data that ALREADY proves how well the government compares to private insurers.  One would expect the government to be in the “middle” of the pack, but as feared, they are the highest in insurance claim denials. And with the public option, and there are less private insurers (or none), what then … do you really expect this number to go down?  Keep dreaming!

Setting the upper limit for denials: If the data showed the government to be somewhere in the center of the bell curve, then an argument could be made. But this data shows already defines the upper limit for insurance denials. This more or less, proves the government ALREADY is prone toward rationing and inefficiency.  Why would anyone want MORE denials by allowing the government to run Health Care?

S.C. Flag - Relatively Calm

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